Java Developer – EMV Kernel & Payments
PBT Group —Cape Town, Western Cape
- Full-time
Senior Back End Engineer
Elixirr —Cape Town, Western Cape
Senior Automation QA
Flash —Cape Town, Western Cape
- Full-time
Senior Full Stack Engineer
DigiCert —Cape Town, Western Cape
Quick Apply
Software Developer - Team Lead
Electrum Software —Cape Town, Western Cape
- Full-time
Quick Apply
DevSecOps Engineer
Collinson —Cape Town, Western Cape 7441
Android Payments Engineer (POS)
PBT Group —Cape Town, Western Cape
7d
Senior Backend Engineer (Switching Systems)
Lesaka Technologies —Cape Town, Western Cape
Research & Development Software Engineer: Innovation (Intermediate)
Clickatell —Cape Town, Western Cape
- Full-time
Quick Apply
Senior Development Engineer (Data)
AnyVan —Cape Town, Western Cape
- Full-time
Software Engineer II (Forge - Post Purchase)
MOO —Cape Town, Western Cape
- Full-time
Quick Apply
Application Manager : Party Due Diligence
Sanlam —Bellville, Western Cape
5d
Senior Software Engineer, Core Experiences - Cape Town, South Africa
Speechify —Cape Town, Western Cape
- Remote
8d
Senior Software Engineer (Cape Town)
OLX —Cape Town, Western Cape
- Full-time
- Remote
Quick Apply
Associate Software Engineer
Impact.com —Cape Town, Western Cape
- Remote
16h

Related jobs to explore

Based on your search for java software engineer

Mechanical Draughtsman
Chimerical Technology —Somerset West, Western Cape
Experience required: *Minimum 3–5 years relevant mechanical draughting experience in industrial, process plant, piping, fabrication, or similar engineering…
R34 000 - R36 000 a month
Quick Apply
SDET
Collinson —Cape Town, Western Cape 7441
This role requires strong software development skills, deep understanding of distributed systems, and the ability to influence quality across the entire…

I want to receive the latest job alert for java software engineer in cape town, wc

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

java software engineer jobs near cape town, wc

Research Engineer jobs in Cape Town, Western Cape

Senior Software Engineer jobs in Cape Town, Western Cape

Senior Back End Developer jobs in Cape Town, Western Cape

Software Engineer jobs in Cape Town, Western Cape

Full Stack Developer jobs in Cape Town, Western Cape

Android Developer jobs in Cape Town, Western Cape

Java Developer jobs in Cape Town, Western Cape

Research Engineer jobs in Kempton Park, Gauteng

Junior Cloud Engineer jobs in Johannesburg, Gauteng

Process Engineer jobs in Cape Town, Western Cape

Civil Engineering jobs in Durban, Kwazulu Natal

Compliance Analyst jobs in Johannesburg, Gauteng

Senior Citizens jobs in Pretoria, Gauteng

Senior Quality Assurance Analyst jobs in Johannesburg, Gauteng

Business Intelligence Analyst jobs in Johannesburg, Gauteng

Senior Software Engineer jobs in Pretoria, Gauteng

Senior Software Engineer jobs in Midrand, Gauteng

Senior Software Engineer jobs in Century City, Western Cape

Senior Software Engineer jobs in Johannesburg, Gauteng

Senior Citizens, Admin Work jobs in Cape Town, Western Cape

Java Developer – EMV Kernel & Payments

PBT Group
Cape Town, Western Cape

Apply Now

Job Details

Full-time

Full Job Description

Employment Type

Full Time

Experience

5 to 25 years

Salary

Basic

Job Published

12 June 2026

Job Reference No.

1967218573

Job Description

PBT Group is looking for an experienced Java Developer with hands-on EMV Kernel and payments domain experience for a contract engagement based in Cape Town. The role sits within a major banking environment and requires someone who combines strong Java engineering skills with deep knowledge of the payments stack — from card-present transaction processing through to EMV kernel integration, certification, and infrastructure.

The Java Developer will be embedded within the bank's payments engineering team, contributing to the development, integration, and maintenance of payment processing systems with a specific focus on EMV Kernel functionality. The role requires the ability to work across the full payments stack — from terminal-level transaction logic through to core banking integration — and to engage credibly with both engineering and payments domain specialists.

Key Responsibilities

Develop, maintain, and enhance Java-based components within the payments processing stack
Work on EMV Kernel integration and transaction processing logic across chip-based and contactless payment flows
Build and maintain integrations between payment terminals, POS/ATM devices, and core banking systems
Implement and maintain transaction processing workflows including FNOL, authorisation, settlement, and reconciliation
Contribute to EMV certification processes and compliance with EMVCo, Visa, Mastercard, and local payment scheme requirements
Debug and resolve complex issues across the payments stack, including terminal-level and kernel-level transaction failures
Write clean, well-tested Java code with appropriate unit and integration tests
Collaborate with payments domain specialists, infrastructure engineers, and business stakeholders
Contribute to technical documentation covering payment flows, integration specs, and architecture decisions
Proactively upskill on infrastructure components and payment stack layers not directly within your immediate experience

Required Skills & Experience

Essential

5–8 years’ hands-on Java development experience – strong OOP fundamentals, design patterns, and clean code practices
Experience in a payments, fintech, or banking engineering environment
Familiarity with payment processing concepts – authorisation flows, settlement, reconciliation, ISO 8583 or ISO 20022 messaging
Ability to read, understand, and work with complex integration specifications and payment scheme documentation
Experience with REST and/or SOAP web services and API integration
Solid understanding of secure coding practices relevant to financial systems (cryptography, key management, TLS/SSL)
Experience with CI/CD pipelines and version control (Git, Bitbucket, Jenkins, or equivalent)
Strong debugging and problem-solving skills – comfortable diagnosing issues at the infrastructure and application layer

Highly Advantageous

Direct EMV Kernel development or integration experience – ClaimCenter, contactless, chip card transaction logic
Experience with softPOS, POS terminal development, or ATM software
Knowledge of EMVCo specifications and payment scheme certification processes (Visa, Mastercard, Amex)
Experience with payment terminal SDKs or kernel libraries (e.g. Nexo, NFC/contactless stack)
Exposure to HSM (Hardware Security Module) integration or payment cryptography
Spring Boot / Spring Framework experience
Cloud exposure (AWS or Azure) in a banking or payments context

Attitude (Non-Negotiable)

Genuine curiosity about how payment infrastructure works – not just the application layer
Willingness and enthusiasm to learn the full payments stack, including infrastructure components outside your current expertise
Takes ownership and drives solutions without waiting to be directed
Comfortable operating in a complex, regulated banking environment where precision and compliance matter

Personal Attributes

Technically rigorous – takes pride in well-structured, well-tested code
Curious and self-directed – proactively researches and learns domain knowledge beyond the immediate task
Collaborative and communicative – able to work across engineering, payments, and business teams
Comfortable with ambiguity – payments infrastructure is complex and documentation is not always complete
Reliable and delivery-focused in a contract environment with defined timelines

In order to comply with the POPI Act, for future career opportunities, we require your permission to maintain your personal details on our database. By completing and returning this form you give PBT your consent

If you have not received any feedback after 2 weeks, please consider you application as unsuccessful.

Skills

APIsJavaObject-Oriented ProgrammingPaymentsPoint of Sale Systems (POS)RESTSOAPSoftwareSpring

Industries

BankingFinancial ServicesInformation Technology (IT)

Apply Now

Refine Your Search

java software engineer jobs in cape town, wc

Java Developer – EMV Kernel & Payments

Senior Back End Engineer

Senior Automation QA

Senior Full Stack Engineer

Software Developer - Team Lead

DevSecOps Engineer

Android Payments Engineer (POS)

Senior Backend Engineer (Switching Systems)

Research & Development Software Engineer: Innovation (Intermediate)

Senior Development Engineer (Data)

Software Engineer II (Forge - Post Purchase)

Application Manager : Party Due Diligence

Senior Software Engineer, Core Experiences - Cape Town, South Africa

Senior Software Engineer (Cape Town)

Associate Software Engineer

Related jobs to explore

I want to receive the latest job alert for java software engineer in cape town, wc

Related Searches

Explore jobs in more locations

Employment Type

Experience

Salary

Job Published

Job Reference No.

Job Description

Skills

Industries

Job Seeker Tools

Employer Tools

Browse

Stay Connected