Location: Sandton
Type: Full-time
Seniority Level: CEO/Director/Partner
Reports to: Board of Directors
Job Description
The CEO of StudyAll will lead a pioneering fintech company focused on democratizing access to quality education through innovative student lending solutions. As the head of this alternative lending platform, you will build and scale a technology-driven financial services business that provides flexible funding options designed for students of all strata, who lack access to formal financing options. This role requires a leader with deep understanding of fintech domain, regulatory knowledge, and a passion for financial inclusion in the education sector.
Key Responsibilities
Business Strategy & Growth
- Develop, define and execute the strategic roadmap for StudyAll’s lending platform, positioning it as a leader in the education fintech space
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Develop and scale alternative data-based credit assessment models that evaluate student creditworthiness beyond traditional metrics
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Drive product innovation in flexible repayment structures, income-share agreements, and Study Now Pay Later education financing
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Establish strategic partnerships with educational institutions, EdTech platforms, and financial partners to expand market reach
Risk Management
- Build and oversee a robust Non-Banking Financial Institution (NBFI) operation compliant with regulatory requirements and industry standards
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Implement sophisticated risk assessment algorithms and credit scoring models tailored to student demographics
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Develop sustainable unit economics implementing risk-based pricing strategies that balance accessibility with profitability
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Establish comprehensive loan portfolio management including collections, restructuring, and recovery processes
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Monitor key lending metrics: Bounce rates, portfolio aging movements, Delinquency management and lifetime value
Technology & Operations
- Oversee the development of a cutting-edge lending platform with seamless user experience for loan origination, underwriting, and servicing
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Implement advanced data analytics, machine learning, and AI capabilities for credit decisioning and risk management
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Ensure robust cybersecurity, data protection, and fraud prevention measures across all operations
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Build scalable operational infrastructure to support rapid growth and high transaction volumes
Regulatory & Compliance
- Ensure obtaining regulatory licenses in the jurisdictions where operations are proposed to be launched
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Navigate and ensure compliance with Non-Banking Financial Institution regulations in multiple jurisdictions, consumer protection laws, and financial services legislation
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Establish relationships with regulatory bodies, rating agencies, and industry associations
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Implement comprehensive KYC, AML, and credit reporting procedures
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Maintain adherence to fair lending practices and responsible lending guidelines
Fundraising & Capital Markets
- Develop relationships with venture capital firms, private equity investors, and strategic financial partners
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Explore debt financing options, securitization opportunities, and alternative capital sources
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Present compelling investment propositions highlighting market opportunity, unit economics, and growth potential
Leadership & Team Building
- Build and lead a high-performing team across technology, marketing, risk, operations, compliance, and business development
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Foster a culture of innovation, customer-centricity, and responsible lending practices
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Establish clear performance metrics, accountability structures, and incentive programs
Required Qualifications
Core Experience
- 10+ years of senior leadership experience in fintech, Banking / Non Banking Financial Institutions, or financial services
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Proven track record of scaling lending businesses, with experience in consumer credit, marketplace lending, or alternative finance
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Deep understanding of credit risk management, underwriting processes, and loan portfolio optimization
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Regulatory expertise in Non Banking Financial Institution operations, consumer lending laws, and financial services compliance
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Technology leadership experience with fintech platforms, digital lending solutions, and data-driven decision making
Industry Knowledge
- Alternative lending experience: Consumer financing, BNPL, digital lending, marketplace lending, Student loans or similar models
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Credit assessment expertise: Alternative credit scoring, machine learning models, and non-traditional data sources
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EdTech familiarity: Understanding of education financing, student demographics, and academic institution partnerships
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Capital markets knowledge: Experience with debt funding, securitization, and investor relations
Leadership Capabilities
- Entrepreneurial mindset with experience building fintech companies from early to growth stage
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Strategic thinking with ability to identify market opportunities and competitive advantages
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Stakeholder management skills for engaging with regulators, investors, partners, and team members
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Data-driven approach to business decisions, risk management, and performance optimization
Educational Background
- Advanced degree in Finance, Business Administration, Economics, Engineering, or related quantitative field
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Regulatory training in NBFC operations and consumer lending compliance
What We Offer
- Highly competitive executive compensation
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Equity stake with potential for substantial value creation as the company scales
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Lead a high-impact fintech that democratizes access to quality education
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Shape the future of education financing and student lending in emerging markets
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Build a category-defining company with potential for regional expansion and market leadership
